veterans affairs (VA) loans from citi
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Start your zero down VA loan process today

VA loans were created to offer a 100% loan guarantee and make housing more affordable for veterans and their families. If you served in the U.S. military or are the surviving spouse of a servicemember, a VA loan might be right for you.

Apply Online

OR call 800-248-4638800-248-46382 and mention Offer Code 10818-9

For TTY: We accept 711 or other Relay Service.Se habla español.3

  • put zero down on your mortgage
  • Flexible loan terms and lower interest rates
  • GUARANTEED BY THE DEPT OF VETERANS AFFAIRS

VA flexible terms make it easier than ever to qualify

Benefits

  • zero money down

    for qualified borrowers with up to 100% guarantee, and up to 100% financing

  • No Private Mortgage
    Insurance (PMI)

    to help keep your mortgage payments low

  • no loan limits

    for purchase, refinance, or interest rate reduction refinance loan (IRRRL)

  • VA Funding Fee included

    and can be rolled into the loan amount

Eligibility

  • military and families

    including U.S. active duty servicemembers, qualifying veterans, and surviving spouses

  • a certification of eligibility (COE)

    from the Veteran’s Administration for proof of qualification

  • minimum credit score of 620

Get up to
$7,500 off
closing costs

Our Lender Paid Assistance1 program can help make homeownership more affordable and is available to those who qualify in certain geographic areas.

Get started with your VA Loan—
contact us today

OFFER CODE: 10818-9

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Call 1-800-248-4638. Speech/hearing impaired: 711 or other Relay Services.

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Select Purchase or Refinance:

Providing us your telephone number means you are providing express “written” consent for Citibank, N.A. and its authorized third parties to call you (including through automated means, such as autodialing, text where SMS/MMS may apply, and pre-recorded messaging) at the number and/or email you’ve provided to offer and/or advertise its products and services, even if your telephone number is currently listed on any internal, state, or national Do Not Call list. You are not required to provide this consent as a condition of purchasing any property, goods, or services. You may directly contact Citibank, N.A. to discuss mortgage products and services by calling 1-800-Mortgage.

Thank you for your service